About Nirav Desai
I’m Nirav Desai, founder and financial advisor at Qubera Wealth Management, a fee-only, fiduciary RIA based in Pasadena, California.
I hold an MBA from UCLA Anderson and a Master of Science in Computer Science from the USC Viterbi School of Engineering, which means when my clients talk about RSUs, pre-IPO options, or equity compensation at a tech company, I’m not just familiar with the financial side. I understand the world they work in. Qubera is fee-only, meaning I earn no commissions from any product I recommend. My only financial incentive is your success as a client.
I started Keep Calm and Invest in 2012 as a plain-language resource for investors who wanted to tune out the financial media noise and focus on what actually matters: building wealth steadily, managing taxes intelligently, and staying invested through volatility.
For 14+ years, I’ve worked with women in tech, business owners, real estate investors, and high-earning professionals navigating situations that generic financial advice can’t solve — concentrated RSU positions, liquidity events, 1031 exchanges, alternative investments, and multi-layer tax strategy.
The philosophy behind this blog is simple: there’s always something to worry about. There always has been. The investors who stay calm, stay diversified, and stay invested are the ones who build lasting wealth. That’s what I write about here — and what I do every day for my clients.
Work with Nirav
If something you’ve read here connects to your own financial situation — RSUs vesting, a property sale, a liquidity event, or simply the feeling that your financial plan hasn’t kept up with your income — let’s talk.
The first conversation is free, 30 minutes, and there’s no sales pitch. As a fee-only fiduciary, my advice is in your interest, not mine.
Book a Free 30-Minute Consultation →
quberawealth.com · Fee-Only · Fiduciary · Pasadena, CA